SKI-P01 / Client product / Finance ERP
A finance ERP built exclusively for Indhu Finance.
A purpose-built operating system for finance and pledge-account workflows in Devakottai, Sivagangai, Tamil Nadu.
01 / THE CHALLENGE
Finance operations need continuity, not disconnected entries.
Pledge-based finance involves long-running customer accounts, principal and interest movements, part payments, additional lending, due dates, jewellery records and final closure. Generic billing tools do not preserve that full account history.
02 / THE SYSTEM
One controlled workflow from account opening to closure.
The ERP structures every customer, pledged item, loan event and payment inside a single ledger-led workflow. Interest can be calculated on daily or monthly logic, payments can be split between principal and interest, and the current amount-to-collect remains visible throughout the account lifecycle.
03 / SYSTEM LOGIC
From requirement
to controlled output.
The project is organised as an explicit operating sequence rather than a collection of disconnected features.
CAPABILITIES / WORK SCOPE
What the system contains.
- 01Customer and pledged-jewel profiles
- 02Loan number and account lifecycle
- 03Daily or monthly interest calculation
- 04Automatic principal–interest allocation
- 05Part payment and additional-amount handling
- 06Due-date calendar and amount-to-collect dashboard
- 07Account closure and complete ledger history
- 08Backup, restore and printable records
04 / OUTCOME
A specialised finance workflow that replaces fragmented account tracking with a traceable operating record designed around the organisation’s actual processes.
Client name and location are displayed at the customer’s request. Financial and customer data are not published.